Edmunds ranks the best used SUVs for your family

kAm(:E9 E96 DE2886C:?8 ?F>36C @7 $&'D 2G2:=23=6 7@C D2=6 E@52J — E96C6 2C6 ?62C=J c_ =:DE65 :? t5>F?5D 4@>A24E 2?5 DF34@>A24E C2?<:?8D 2=@?6 — A:4<:?8 E96 36DE FD65 $&' E@ 3FJ 7@C J@FC 72>:=J 42? 36 @G6CH96=>:?8] p44@C5:?8 E@ t5>F?5D[ E96 z:2 $A@CE286 2?5 %@J@E2 vC2?5 w:89=2?56C 2C6 2>@?8 E@52JVD E@A A:4<D[ 3FE D6G6C2= @E96CD >:89E 2=D@ DF:E J@FC ?665D] u@C 2 =@42= CF?23@FE[ E96 D>2== 3FE C@@>J w@?52 r#\' :D :562=] u@C =@?86C 4@>>FE6D[ E96 r96GC@=6E %C2G6CD6[ H:E9 :ED 92?5D\7C66 5C:G:?8 DJDE6>[ 42? 36 2 =:76D2G6C] %@H:?8 2 3@2En {@@< E@ E96 {:?4@=? }2G:82E@C @C 6G6? E96 6=64EC:4 #:G:2? #`$] %96 36DE FD65 72>:=J $&' 56A6?5D 6?E:C6=J @? J@FC ?665D[ :?E6C6DED 2?5 3F586E] w6C6 2C6 `_ 72G@C:E6D]k^Am

k9bmw@?52 r#\'k^9bm

kAmp E:>6\E6DE65 4=2DD:4 D:?46 :ED 563FE ?62C=J b_ J62CD 28@[ E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^9@?52^4C\G^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmw@?52 r#\'k^2m :D :562= 7@C D>2== 72>:=:6D E92?<D E@ 2 DFCAC:D:?8=J DA24:@FD 423:?[ 2 D>@@E9 C:56[ 62DJ 5C:G23:=:EJ 2?5 D@=:5 @G6C2== G2=F6] %96 =2C86C 324< D62E E92E 42>6 2D A2CE @7 2 a_ab C656D:8? >2<6D :E 62DJ E@ 7:E 2?5 25;FDE 3F=<J C62C\724:?8 42C D62ED[ 2?5 :E H:== ;FDE 2D 62D:=J 244@>>@52E6 E9@D6 D>2== A2DD6?86CD H96? E96JVC6 ?@ =@?86C D@ D>2==]k^Am

kAm%96 r#\' :D C2C6=J E96 4962A6DE @AE:@? :? :ED 4=2DD] qFE :>AC6DD:G6 7F6= 64@?@>J[ 6DA64:2==J 7C@> E96 @AE:@?2= 9J3C:5 A@H6CEC2:?[ 2?5 =@?8\E6C> C6=:23:=:EJ >62? J@F AC@323=J H@?VE =@D6 >@?6J @? 2 r#\'] %96 a_ab >@56=VD FA52E65 :?7@E2:?>6?E DJDE6> 2=D@ 6=:>:?2E6D E96 H@?<J E@F49D4C66? 2?5 :?7@E2:?>6?E 8=:E496D 6IA6C:6?465 :? 62C=:6C >@56=D] xE 72==D D9@CE @7 D@>6 4@>A6E:E@CD :? E@H:?8 42A24:EJ — 2E `[d__ A@F?5D[ :E 42?VE AF== >F49 >@C6 E92? 2 D>2== FE:=:EJ EC2:=6C @C 2 A2:C @7 5:CE 3:<6D — 2?5 E96 9J3C:5 42? D@F?5 92CD9 2?5 =@F5 H96? 36:?8 DAFCC65 FA 2 9:== @C 8C256] {:<6 >@DE @E96C 82D\6=64EC:4 $&'D @7 :ED D:K6[ E96 9J3C:5 86ED :ED 36DE 7F6= 64@?@>J 2C@F?5 E@H?[ 3FE @G6C2==[ J@F 42?VE 8@ HC@?8 H:E9 2 r#\']k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi b_ >A8 W?@?\9J3C:5Xj bf\c_ >A8 W9J3C:5Xk^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]` W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sb_[cbdk^Am

k9bmz:2 $A@CE286 wJ3C:5k^9bm

kAm"F:4< 2?5 D62>=6DD 2446=6C2E:@? >2<6D E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^<:2^DA@CE286\9J3C:5^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmz:2 $A@CE286 wJ3C:5k^2m 2 72G@C:E6] p?5 2E 2C@F?5 Sad[___ 7@C 2? 2G6C286 a_ab >@56=[ :EVD 2? 2>2K:?8 G2=F6] p D>@@E9[ BF:6E C:56j 86?6C@FD A2DD6?86C DA246 :? 3@E9 C@HDj 2?5 4=2DD\=625:?8 42C8@ 42A24:EJ W?62C=J fc 4F3:4 766E H:E9 E96 C62C D62ED 7@=565 5@H?X >2<6 :E 3@E9 4@>7@CE23=6 2?5 AC24E:42= 7@C 72>:=:6D] uF6= 64@?@>J C2E:?8D C2?8:?8 7C@> bg >A8 E@ cb >A8[ 2?5 z:2VD 6I46AE:@?2= H2CC2?EJ 2=D@ >2<6 E96 $A@CE286 wJ3C:5 2 ACF56?E A:4<]k^Am

kAm|@DE :>AC6DD:G6 :D E96 $A@CE286VD 423:?[ H:E9 >2E6C:2=D 2?5 56D:8? E92E 766= 2 76H ?@E496D ?:46C E92? E96 2G6C286 64@?@>J 4C@DD@G6C] %96 DH:E4923=6 :?7@E2:?>6?E^4=:>2E6 4@?EC@= 5:DA=2J E2<6D D@>6 86EE:?8 FD65 E@[ 2?5 92C5\H:C65 pAA=6 r2C!=2J 2?5 p?5C@:5 pF5:@ 2C6 2 >:?@C 5:D2AA@:?E>6?E[ 3FE D@>6 423=6 4=FEE6C :D 2 72:C EC256\@77 7@C E96 C6DE @7 E96 $A@CE286 wJ3C:5VD DEC6?8E9D] *@F 42? D2G6 2 =:EE=6 >@?6J @AE:?8 7@C E96 ?@?\9J3C:5 6?8:?6[ 3FE E96 9J3C:5VD 6IEC2 ;F:46 :D H@CE9 :E] *@F 42? 2=D@ DA6?5 >@C6 7@C E96 A=F8\:? 9J3C:5 G6CD:@? 2?5 86E 2C@F?5 bd >:=6D @7 2==\6=64EC:4 C2?86[ 3FE E96 C68F=2C 9J3C:5 9:ED E96 G2=F6 DH66E DA@E]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi bg\cb >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8ik^DEC@?8m g]c W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sad[`cdk^Am

k9bmv6?6D:D v'f_k^9bm

kAm!@H6C65 3J 2 49@:46 @7 EFC3@492C865 7@FC\ @C D:I\4J=:?56C 6?8:?6D[ E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^86?6D:D^8Gf_^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmv'f_k^2m 2446=6C2E6D DH:7E=J W_\e_ >A9 :? d]b D64@?5D 7@C E96 'eX 2?5 56=:G6CD 2 D>@@E9[ D6C6?6 C:56 H:E9 :ED 2G2:=23=6 252AE:G6 DFDA6?D:@? 2?5 H6==\:?DF=2E65 423:?] x?D:56[ J@FV== 7:?5 EH@ C@@>J C@HD[ H:E9 2 4@>>2?5:?8 5C:G:?8 A@D:E:@? 2?5 2 =2C86 `c]d\:?49 E@F49D4C66? E@ 4@?EC@= :?7@E2:?>6?E] p?5 E9@F89 DEJ=6 :D DF3;64E:G6[ E96 v'f_VD 6=682?E 56D:8? >2<6D :E 2 DE2?5@FE 2>@?8 >@C6 F?56C\E96\C252C =FIFCJ $&'D]k^Am

kAm#2E65 2E FA E@ ac >A8 7@C E96 7@FC\4J=:?56C[ E96 v'f_ 2=D@ 56=:G6CD 5646?E 7F6= 64@?@>J 7@C 2? 2==\H966=\5C:G6 4C@DD@G6C] {:<6 E96 z:2 $A@CE286[ 62C=:6C v6?6D:D >@56=D C6=J @? 2 H:C65 pAA=6^p?5C@:5 D>2CEA9@?6 4@??64E:@?j H:C6=6DD :?E68C2E:@? 5:5?VE 2CC:G6 F?E:= E96 a_ad >@56=] xEVD 2 >:?@C 2??@J2?46 8:G6? E96 v'f_VD @E96CH:D6 86?6C@FD 762EFC6D[ D@A9:DE:42E65 766= 2?5 2EEC24E:G6 AC:46 4@>A2C65 E@ :ED pF5:[ q|( 2?5 p4FC2 A66CD]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi a`\ac >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]b W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sbe[`adk^Am

k9bm$F32CF ~FE324<k^9bm

kAmuC@> 2=>@DE 2?J 2?8=6[ E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^DF32CF^@FE324<^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQm$F32CF ~FE324<k^2m =@@<D =:<6 2 H28@?] xED =@?8 9@@5 2?5 =@?8[ =@H C@@7 5:D>:DD :E 7C@> >@DE $&' DFAA@CE 8C@FAD[ 3FE :ED C@3FDE DE2?52C5 2==\H966= 5C:G6 2?5 2>A=6 8C@F?5 4=62C2?46 Wg]f :?496DX =6E E96 ~FE324< 8@ A=246D 6G6? D@>6 $&'D 762C E@ EC625] p?5 6G6? H:E9 :ED 25G6?EFC@FD DA:C:E[ E96 ~FE324<VD H6==\EF?65 DFDA6?D:@? 2?5 6I46AE:@?2==J DFAA@CE:G6 7C@?E D62ED >2<6 :E 2 4@>7@CE23=6 2?5 42A23=6 FC32? D=65] %96C6VD 86?6C@FD A2DD6?86C DA246 2?5 2 G6CD2E:=6 42C8@ 2C62 H:E9 2 =@H 7=@@C 7@C 62DJ =@25:?8 2?5 2446DD:3=6 C@@7 C2:=D 7@C C24<:?8 862C @? E@A] $FC6[ E9:D >62?D E96 ~FE324< 8:G6D FA D@>6 >2I:>F> 42C8@ DA246 E@ :ED 3@I:6C $&' C:G2=D[ 3FE :EVD 2 72:C EC256]k^Am

kAm%96 $F32CFVD @?=J C62= 5@H?D:56n %96 32D6 6?8:?6 :D A2:?7F==J D=@Hi _\e_ >A9 :? ;FDE F?56C h D64@?5D] *@F ?665 E@ DE6A FA E@ E96 (:=56C?6DD @C )% EC:> E@ 86E E96 >@C6 A@H6C7F= ae_\9@CD6A@H6C 6?8:?6[ 3FE :EVD >@?6J H6== DA6?E] %96 ~FE324< H2D C656D:8?65 7@C a_ae E@ 36EE6C 7:E :? H:E9 E96 $&' 4C@H5[ 3FE E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^DF32CF^@FE324<^a_a_^=@?8\E6C>\C@25\E6DE^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmAC6G:@FD 86?6C2E:@?k^2m 5:D4FDD65 96C6 C2? 7C@> a_a_ E@ a_ad] (96? D9@AA:?8[ =@@< 7@C a_ab @C ?6H6C >@56=D 7@C E96 :>AC@G65 :?7@E2:?>6?E D@7EH2C6]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi ab\ag >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi f]f W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sae[dbck^Am

k9bm%@J@E2 vC2?5 w:89=2?56Ck^9bm

kAm%96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^E@J@E2^8C2?5\9:89=2?56C^a_ac^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQm%@J@E2 vC2?5 w:89=2?56Ck^2m :D 2 C@@>J E9C66\C@H $&' E92E :>AC@G6D @? E96 DE2?52C5 w:89=2?56C H96C6 :E >2EE6CD >@DEi 2 E9:C5 C@H H:E9 C@@> 7@C C62= 25F=ED] %96 vC2?5 w:89=2?56C 255D 23@FE d]d :?496D @7 E9:C5\C@H =68C@@>[ D@ 6G6? J@FC e\7@@E\E2== A2DD6?86CD 42? C6=2I 324< E96C6[ D@>6E9:?8 E96J 42?VE 5@ :? E96 DE2?52C5 w:89=2?56CVD 4@K:6C[ <:5D\@?=J 324< C@H] r2C8@ 42A24:EJ :D D:>:=2C=J 86?6C@FD[ C6249:?8 FA E@ ?62C=J hg 4F3:4 766E[ @C 2=>@DE E96 D2>6 2>@F?E 2D %@J@E2VD $:6??2 >:?:G2?] $>2==\:E6> DE@C286 :D 2=D@ A=6?E:7F= 24C@DD 2== E9C66 C@HD]k^Am

kAm(9:=6 E96 32D6 82D vC2?5 w:89=2?56C :D?VE ~FE324<\D=@H[ :EVD 2=D@ ?@E DH:7E 2?5 :E DEC2:?D F?56C 962GJ 9:89H2J =@25D] x7 J@F H2?E 2 3:E >@C6 DA665 2?5 36EE6C 677:4:6?4J[ 4@?D:56C E96 @AE:@?2= k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^42C\?6HD^=@?8\E6C>^a_ad\E@J@E2\8C2?5\9:89=2?56C\9J3C:5]9E>=^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmvC2?5 w:89=2?56C 9J3C:5 >@56=k^2m] xE :D >@C6 C6DA@?D:G6 2?5 >@C6 6?;@J23=6 E@ 5C:G6] %96C6VD 2=D@ 2? 2G2:=23=6 wJ3C:5 |2I A@H6CEC2:? E92E EC256D 677:4:6?4J 7@C A@H6C 2?5 E2<6D E9:D 3:8 %@J@E2 E@ e_ >A9 :? e]` D64@?5D] p =2C86 `a]b\:?49 E@F49D4C66? 2?5 H:C6=6DD D>2CEA9@?6 4@??64E:@? 2C6 2G2:=23=6[ 2?5 E96C6VD 2 D@=:5 3F?5=6 @7 DE2?52C5 24E:G6 D276EJ 762EFC6D] %96 vC2?5 w:89=2?56CVD 72:C=J 2?@?J>@FD DEJ=6 — 2D:56 7C@> :ED E2==[ FAC:89E 8C:==6 — H@?VE DF:E 6G6CJ@?6[ 3FE E9:D $&'VD AC24E:42=:EJ 2?5 4@>7@CE >2<6 :E 2 DEC@?8 >:5D:K6 4@?E6?56C]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi ac >A8 W?@?\9J3C:5Xj af >A8 WwJ3C:5 |2IXj bc\be >A8 W9J3C:5Xk^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]a W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 !C:46k^DEC@?8mi Scc[bddk^Am

k9bmp4FC2 |s)k^9bm

kAm$A@CEJ 'e\A@H6C65 A6C7@C>2?46[ 2 DA24:@FD 423:?[ 2?5 9:89\4=2DD :?E6C:@C >2E6C:2=D =:<6 @A6?\A@C6 H@@5 2?5 2=F>:?F> >2<6 E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^24FC2^>5I^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmp4FC2 |s)k^2m @?6 @7 E@52JVD 36DE D=66A6C G2=F6D] (9:=6 :ED AC:4:6C tFC@A62? C:G2=D 86E >@C6 2EE6?E:@?[ E96 E9C66\C@H |s) BF:6E=J @776CD :?DA:C65 92?5=:?8[ 2 C@@>J 6?@F89 E9:C5 C@H 2?5 D6G6C2= DE2?52C5 24E:G6 D276EJ 762EFC6D]k^Am

kAmtG6? :ED EH@ 2G2:=23=6 D@F?5 DJDE6>D 2C6 2>@?8 E96 36DE :? E96 4=2DD] }@?6 @7 E92E >2<6D FA 7@C 2 4=F>DJ E@F49A25 :?E6C7246 FD65 E@ 4@?EC@= E96 :?7@E2:?>6?E DJDE6>] %96 5F2=\D4C66? 56D:8? :D?VE :?EF:E:G6[ 2?5 E96 >6?F DECF4EFC6 C6>2:?D 3277=:?8 6G6? 27E6C D@>6 DEF5J] xEVD 2 C2C6 >:DD :? 2? @E96CH:D6 H6==\6I64FE65 :?E6C:@C 56D:8?] u@CEF?2E6=J[ J@F 42? 2=H2JD 5672F=E E@ H:C6=6DD pAA=6 r2C!=2J @C p?5C@:5 pFE@ :7 J@F AC676C E@ 3JA2DD E96 |s)VD DJDE6> 2=E@86E96C] x7 J@F =:<6 E96 6=682?46 @7 E96 v6?6D:D v'f_[ E96 |s) 4@DED ;FDE 2 3:E >@C6[ 3FE 8:G6D J@F D92CA6C A6C7@C>2?46 2?5 2 E9:C5 C@H]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi a`\aa >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]_ W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sbg[acbk^Am

k9bmz:2 %6==FC:56k^9bm

kAm%96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^<:2^E6==FC:56^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmz:2 %6==FC:56k^2mVD 4@>3:?2E:@? @7 AC24E:42=:EJ[ DEJ=6 2?5 G2=F6 >256 :E 2? :?DE2?E 72G@C:E6 @? :ED 563FE :? a_a_[ 658:?8 @FE =@?8E:>6 E9C66\C@H $&' 4=2DD =6256CD =:<6 E96 w@?52 !:=@E 2?5 %@J@E2 w:89=2?56C] p D>@@E9[ C6=2I65 C:56j H:56 2?5 4@>7@CE23=6 D62EDj >@56C? E649 762EFC6Dj 2?5 3:8[ 25F=E\D:K6 E9:C5\C@H D62ED >2<6 E96 %6==FC:56 2? :562= 2==\2C@F?56C[ H96E96C 4@G6C:?8 8CF6=:?8 4@>>FE6D[ 52:=J 5C@A\@77D @C =@?8[ C6=2I65 >:=6D 72C 7C@> 9@>6] xEVD 6G6? C2E65 E@ E@H FA E@ d[___ A@F?5D]k^Am

kAm%96C6VD 2 E@? @7 423:? DA246[ 3FE @55=J[ ?@E 2 =@E @7 565:42E65 DA246 7@C A6CD@?2= :E6>D WA9@?6D[ <6JD[ DF?8=2DD6D[ 9625A9@?6DX[ D@ J@FV== 36 @? J@FC @H? 7@C D>2==6C 4F33:6D 2?5 5:G:56CD] p?5 H9:=6 E96 %6==FC:56VD 'e 86?6C2E6D 2 D@=:5 H2==@A[ 7F6= 64@?@>J :D?VE A2CE:4F=2C=J DE6==2C WC2?8:?8 36EH66? a` >A8 2?5 ab >A8 4@>3:?65X] (96? D9@AA:?8[ 2:> 7@C a_ab @C ?6H6C >@56=D D:?46 E96J 762EFC6 D=:89E=J C6G:D65 DEJ=:?8 2?5 =2C86C E@F49D4C66?D] %96 %6==FC:56 H6?E @? 9:2EFD 7@C a_ae[ C6EFC?:?8 H:E9 2 C656D:8?65 D64@?5\86?6C2E:@? >@56= 7@C a_af]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi a`\ab >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]c W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sba[hhak^Am

k9bmr96GC@=6E %C2G6CD6k^9bm

kAmx? C6G:6HD[ t5>F?5D 42==65 E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^496GC@=6E^EC2G6CD6^a_ac^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmr96GC@=6E %C2G6CD6k^2m Q564:565=J 2G6C286Q 2?5 Q2H<H2C5[Q 4C:E:4:K65 :ED 3=2?5 56D:8? 2?5 32D965 :ED 32C82:?\3:? :?E6C:@C] *6E E92EVD AC64:D6=J H9J E96 %C2G6CD6 >2<6D E96 =:DE] xEVD E96 A6C764E E9C66\C@H $&' 7@C 72>:=:6D H9@[ :?E6?E:@?2==J @C @E96CH:D6[ ?665 D@>6E9:?8 E92E 42? H:E9DE2?5 23FD6] pE 2C@F?5 Sbd[___[ 2 FD65 %C2G6CD6 DE:== :D?VE 4962A] qFE J@FV5 ?665 E96 AC:4:6C %@J@E2 vC2?5 w:89=2?56C E@ 2AAC@249 E96 42G6C?@FD G@=F>6 @7 E96 %C2G6CD6VD :?E6C:@C] xEVD 2>@?8 E96 C@@>:6DE E9C66\C@H $&'D E92E :D?VE 32D65 @? 2 ECF4< 2?5 =625D E96 4=2DD :? 42C8@ DA246 369:?5 E96 E9:C5 C@H Waa]h 4F3:4 766EX]k^Am

kAm%96 r96GJ 2=D@ 92D 2 DEC@?8 EFC3@ 7@FC\4J=:?56C 6?8:?6[ H9:49 96=AD :E E@H FA E@ d[___ A@F?5D[ 2?5 2 =@H\7FDD :?E6C:@C E92E >2<6D :E 62DJ E@ 3CFD9 @77 E96 32EE=6 D42CD @7 52:=J 72>:=J =:76] %96 %C2G6CD6 H2D C656D:8?65 :? a_ac] (9:=6 J@F 42? 7:?5 A=6?EJ @7 8@@5 62C=:6C >@56=D[ =@@< E@ E96 =2E6DE 86?6C2E:@? 7@C :ED >@C6 A@E6?E 6?8:?6 W2? 255:E:@?2= `g 9A 2?5 e_ =3\7E @7 E@CBF6 56DA:E6 EH@ 76H6C 4J=:?56CDX[ >2DD:G6 `f]f\:?49 :?7@E2:?>6?E 5:DA=2J[ 2G2:=23=6 $FA6C rCF:D6 92?5D\7C66 5C:G:?8 762EFC6 2?5 >@C6 CF8865[ 2?8F=2C DEJ=:?8]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi a_\a` >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi }^p We]b 7@C a_aeXk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sbc[egdk^Am

k9bm{:?4@=? }2G:82E@Ck^9bm

kAm(96? E96 8@:?8 86ED E@F89 2?5 E96 E@F89 ?665 EC2:=6CD[ E96 k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^=:?4@=?^?2G:82E@C^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQm{:?4@=? }2G:82E@Ck^2m :D 2>@?8 E96 36DE @AE:@?D] {:<6 {:?4@=?VD 4=2DD:4 D652?D @7 @=5[ E96 }2G:82E@C — :ED6=7 2 4=2DD:4 2E 2=>@DE b_ J62CD @=5 — 4@>3:?6D 2 A=FD9 423:? 2?5 D@7E C:56 H:E9 C@3FDE A@H6C 2?5 E@H:?8 42A24:EJ] %@52JVD }2G:82E@C :D 2=D@ 2 E649?@=@8:42= >2CG6=[ 9:89=:89E65 3J :?7:?:E6=J 25;FDE23=6 D62ED[ 25G2?465 :?7@E2:?>6?E 762EFC6D DF49 2D >@@5 =:89E:?8 2?5 D@@E9:?8 2FC2= 2>3:2?46[ 2?5 E96 @AE:@?2= q=F6rCF:D6 92?5D\7C66 5C:G:?8 DJDE6>] $@A9:DE:42E65 H@@5 2?5 >6E2= EC:> D6ED 2 9:89 32C 7@C 2 72>:=J =FIFCJ $&'[ 3FE :EVD E96 }2G:82E@CVD >FD4=6 E92E D62=D E96 562=]k^Am

kAm%96 DE2?52C5 EFC3@ 'e >2<6D 2 H9@AA:?8 cc_ 9A 2?5 d`_ =3\7E @7 E@CBF6[ 6?23=:?8 :E E@ AF== FA E@ g[f__ A@F?5D] %96 }2G:82E@C H2D C656D:8?65 :? a_ad[ 3FE :E 5:5?VE 492?86 DF3DE2?E:2==J J62C\E@\J62C :? :ED AC6465:?8 86?6C2E:@?] {@@< 7@C a_aa >@56=D @C ?6H6C E@ 86E E96 =2C86C E@F49D4C66? 2?5 @AE:@?2= q=F6rCF:D6]k^Am

kAmkDEC@?8mt!p 4@>3:?65 7F6= 64@?@>Jk^DEC@?8mi `f\`h >A8k^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]c W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Sdc[gf_k^Am

k9bm#:G:2? #`$k^9bm

kAmx7 J@FVC6 C625J E@ EC256 82D 7@C 6=64EC:4:EJ[ E96 E9C66\C@H k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^C:G:2?^C`D^a_ab^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQm#:G:2? #`$k^2m :D E96 >@DE 42A23=6 H2J E@ 5@ :E] xEVD C@@>:6C E92? 2 %6D=2 |@56= ) 2?5 42? 8@ A=246D @77\C@25 E92E H@F=5 =62G6 :ED C:G2= :? A:646D] t2C=J #`$ $&'D =24< D@>6 @7 E96 4@>7@CE 2?5 C67:?6>6?E J@F >:89E 6IA64E 7@C E96 =FIFCJ\=6G6= AC:46[ 3FE 2== 4@>6 H:E9 2>A=6 24E:G6 D276EJ 762EFC6D[ 2 =2C86 `e\:?49 :?7@E2:?>6?E 5:DA=2J[ 2?5 42>A\ 2?5 EC2:=\C625J E@F496D =:<6 2? 25;FDE23=6 2:C DFDA6?D:@? 2?5 2? @?3@2C5 2:C 4@>AC6DD@C]k^Am

kAm%96 #`$ :D C2E65 7@C 2?JH96C6 7C@> 2C@F?5 afd\bd_ >:=6D @7 5C:G:?8 C2?86[ 56A6?5:?8 @? E96 >@E@CD[ H966=D[ 32EE6CJ D:K6 2?5 E:C6Dj t5>F?5D 8@E bb_ >:=6D 7C@> 2 a_aa >@56= :? 2 C62=\H@C=5 t5>F?5D t' #2?86 %6DE] p?5 H96? :EVD E:>6 E@ E@H[ E96 #:G:2? 42? 2=D@ AF== FA E@ f[f__ A@F?5D] %96 #`$ 92D?VE 492?865 >F49 D:?46 :ED 563FE[ D@ H96? D9@AA:?8[ E9:?< 23@FE 9@H >F49 C2?86 J@FV== C62==J ?665] %92E H:== 96=A 56E6C>:?6 H92E 32EE6CJ D:K6 E@ E2C86E] %96 #`$ :D?VE 4962A[ 6G6? FD65[ 2?5 :7 J@F ;FDE ?665 2? 6=64EC:4 $&' E@ 92?5=6 C@FE:?6 72>:=J 5C:G:?8[ 2 ?6H z:2 t'h 4@DED =6DD 2?5 @776CD 36EE6C @?\C@25 A6C7@C>2?46]k^Am

kAmkDEC@?8mt!p\6DE:>2E65 C2?86k^DEC@?8mi afc\bda >:=6Dk^Am

kAmkDEC@?8mt5>F?5D #2E:?8k^DEC@?8mi g]` W@FE @7 `_Xk^Am

kAmkDEC@?8mpG6C286 AC:46k^DEC@?8mi Seb[e`ak^Am

kAmk2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^DFG^2CE:4=6D^36DE\FD65\72>:=J\DFGD^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmk6>m%9:D DE@CJk^6>mk^2m k6>mH2D AC@5F465 3Jk^6>m k2 9C67lQ9EEADi^^HHH]65>F?5D]4@>^nFE>0D@FC46lDE24<6CU2>AjFE>0>65:F>l4@?E6?E0>2C<6E:?8U2>AjFE>042>A2:8?l42C03FJ:?8U2>AjFE>0E6C>l36DE0FD65072>:=J0DFGDQmk6>mt5>F?5Dk^6>mk^2m k6>m2?5 C6G:6H65 2?5 5:DEC:3FE65 3Jk^6>m k2 9C67lQ9EEADi^^9F3D]=2^"_b<=8$#_Q C6=lQ?@7@==@HQmk6>m$E24<6Ck^6>mk^2m]k^Am