AP Spotlight PERSONAL FINANCE | ADVICE How to deal with fresh health insurance deductibles in the new year TOM MURPHY Associated Press Feb 8, 2025 Feb 8, 2025 Updated Aug 11, 2025 0 Facebook Twitter Bluesky WhatsApp SMS Email Print Copy article link Save Many Americans with high-deductible health insurance plans face a cold reality at the start of every year.kAm%9@D6 565F4E:3=6D H:== 92G6 E@ 36 A2:5 367@C6 >@DE 4@G6C286 DE2CED] %92E 42? >62? E9@FD2?5D @7 5@==2CD :? 7C6D9 962=E9 42C6 3:==D]k^AmkAm$F49 7:?2?4:2= 9:ED 42? 36 3CFE2= 7@C A2E:6?ED H:E9 42?46C @C @E96C 49C@?:4 4@?5:E:@?D] %96J >2J 92G6 >6E E96:C 565F4E:3=6D =2DE J62C[ @?=J E@ D66 E96> C6D6E :? y2?F2CJ]k^AmkAm!2E:6?ED H9@ FD6 E2I\6I6>AE 244@F?ED E@ D6E 2D:56 >@?6J 42? D@7E6? E96 4CF?49] %96C6 2C6 ?@ D:>A=6 D@=FE:@?D E@ 6C2D6 E96 AC@3=6> 7@C E9@D6 H:E9@FE DF49 244@F?ED]k^Am People are also reading… Marion man charged with assaulting woman and sheriff's lieutenant Marion man charged after 200 grams of cocaine found in search of home near school Owner of Old Fort's Stuckey’s, Dairy Queen hopes to reopen as soon as possible after fire Marion man arrested, charged in Friday shooting in McDowell County that injured one Man found dead along Interstate 40 in Burke County; Medical examiner notified McDowell County Schools superintendent: Planning for a new school McDowell County high schoolers show off art, music, more at Spring Art Show Los Compadres owners bringing street food, festive vibe to new restaurant in downtown Newton Man "involved in a shooting" Friday evening found, McDowell sheriff's office says Spring Craft Crawl coming up in downtown Marion. Here's where and when. Former reality TV star Jessie Holmes repeats as champion of the grueling Iditarod sled dog race Lenoir woman accused of scratching Telsa Cybertruck using board with nails; see video here Railroad conference in Morganton focuses on passenger trains, rebuilding from Helene NC Gov. Stein kicks off rural listening tour in McDowell County, visits Marion business McDowell County leaders hear updates, concerns about 2027 property value reappraisal kAmw@H6G6C[ A2E:6?E 25G@42E6D D2J E96C6 2C6 H2JD E@ >2?286 E96 492==6?86]k^Amk9amz?@H 23@FE J@FC A=2?k^9amkAm!2E:6?ED D9@F=5 <?@H E96 D:K6 @7 E96:C 565F4E:3=6D 2?5 9@H E96J H@C<]k^AmkAm%9:D 42? 36 4@?7FD:?8] p A=2? >2J 92G6 D6A2C2E6 565F4E:3=6D 7@C :?5:G:5F2=D 2?5 72>:=:6D] *@F >2J >66E E96 :?5:G:5F2= 565F4E:3=6 3FE DE:== 92G6 E@ D2E:D7J E96 @E96C H96? 72>:=J >6>36CD 86E 42C6] %96C6 2=D@ >2J 36 2 5:776C6?E 565F4E:3=6 7@C AC6D4C:AE:@?D]k^Am kAm&?56CDE2?5 E96 A2J>6?ED J@FV== 92G6 27E6C >66E:?8 E96 565F4E:3=6] x?DFC2?46 A=2?D EJA:42==J C6BF:C6 A2E:6?ED E@ 4@?E:?F6 7@@E:?8 2 A6C46?E286 @7 E96:C 3:== — 42==65 4@:?DFC2?46 — F?E:= E96J 9:E E96:C 2??F2= @FE\@7\A@4<6E >2I:>F>]k^Am kAm|2?J A6@A=6 5@?VE F?56CDE2?5 E92E E96J DE:== H:== 92G6 E@ A2J E96 4@:?DFC2?46 27E6C >66E:?8 E96 565F4E:3=6[ D2:5 }:4@=6 qC@259FCDE[ rt~ @7 %6??6DD66 w62=E9 p5G@42E6D[ H9:49 96=AD A2E:6?ED H:E9 >65:42= 3:==:?8]k^AmkAm%96 7:?2?4:2= 9:E 7@C 42C6 42? 36 H@CD6 :7 J@F D66 2 5@4E@C @FED:56 J@FC :?DFC6CVD 4@G6C286 ?6EH@C<] |2<6 DFC6 42C6 :D :? J@FC :?DFC6CVD ?6EH@C< 367@C6 J@F 8@ E@ E96 2AA@:?E>6?E]k^Am Health 5 strategies to navigate Medicare costs and coverage in 2025 | PennyWise podcast Nat Cardona Lee Media Studio k9amr=@D6=J 6I2>:?6 :?G@:46Dk^9amkAm|65:42= 3:==D 42? 36 7:==65 H:E9 6CC@CD] $@>6@?6 2E E96 9@DA:E2= @C 5@4E@CVD @77:46 >2J 92G6 6?E6C65 E96 HC@?8 4@56 7@C E96 42C6 J@F C646:G65] %96J 2=D@ >2J 92G6 D6?E 2 3:== 367@C6 :?DFC2?46 4@G6C286 H2D D@CE65 @FE]k^Am Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | SoundStack | All Of Our Podcasts kAmu@C 6>6C86?4J 42C6[ >2<6 DFC6 2 3:== 4@>A=:6D H:E9 E96 }@ $FCAC:D6D p4E]k^AmkAm%92E =2H C6BF:C6D E92E A2E:6?ED C646:G6 :?\?6EH@C< 4@G6C286 H:E9 ?@ 255:E:@?2= 3:==:?8 7@C >@DE 6>6C86?4J 42C6] xE 2=D@ @776CD @E96C AC@E64E:@?D 7@C A2E:6?ED EC62E65 2E 2? :?\?6EH@C< 9@DA:E2=]k^Am Consider seeking financial assistance for a bill that seems unmanageable. Adobe Stock k9ampD< 7@C 96=A H:E9 3:8 3:==Dk^9amkAm%96C6 2C6 D6G6C2= @C82?:K2E:@?D E92E 96=A A6@A=6 ?2G:82E6 >65:42= 3:==D] %96J :?4=F56 qC@259FCDEVD %6??6DD66 w62=E9 p5G@42E6D 2?5 E96 ?@?AC@7:E !2E:6?E p5G@42E6 u@F?52E:@?[ H9:49 @776CD 2? @?=:?6 5:C64E@CJ @7 C6D@FC46D 7@C 96=A]k^Am kAmr@?D:56C D66<:?8 7:?2?4:2= 2DD:DE2?46 7@C 2 3:== E92E D66>D F?>2?28623=6] $@>6 9@DA:E2= DJDE6>D >2J AC@G:56 96=A 7@C A6@A=6 H:E9 :?4@>6 =6G6=D 2D 9:89 2D D:I 7:8FC6D]k^AmkAm!2E:6?ED D9@F=5 36 A6CD:DE6?E :? 2D<:?8 7@C 96=A @C 7:?5:?8 @FE H9J 2? 2AA=:42E:@? H2D 56?:65] %92E >2J 92G6 92AA6?65 3642FD6 @7 2 >:DE2<6]k^Am kAmw@DA:E2=D @C 42C6 AC@G:56CD 2=D@ >2J 36 H:==:?8 E@ D6E FA ?@\:?E6C6DE A2J>6?E A=2?D]k^Amk9amv6E 4@G6C65 42C6 ?@Hk^9amkAm$@>6 C@FE:?6 D4C66?:?8D 2?5 AC6G6?E:G6 42C6 DF49 2D 2??F2= A9JD:42=D D9@F=5 36 4@G6C65 C682C5=6DD @7 E96 565F4E:3=6]k^Am kAmqC@259FCDE C64@>>6?5D 86EE:?8 E9@D6 62C=J :? E96 J62C] x7 5@4E@CD 7:?5 D@>6E9:?8 E96J ?665 E@ EC62E[ J@FV== 92G6 E96 C6DE @7 E96 J62C E@ 7:8FC6 @FE 9@H E@ 92?5=6 E92E 7:?2?4:2==J]k^Am kAmx7 E96C6VD ?@E9:?8 E@ H@CCJ 23@FE[ E96? A6C92AD J@F 92G6 E:>6 E@ D6E 2D:56 >@?6J 7@C 962=E9 42C6 6IA6?D6D =2E6C :? E96 J62C]k^Am Health-care Nearly 30% of US drugstores closed in one decade, study shows TOM MURPHY Associated Press Health Obesity won't be solely defined by BMI under new plan for diagnosis by global experts JONEL ALECCIA Associated Press Health Doctors worry that iodine deficiency — a dietary problem from the past — is coming back MIKE STOBBE Associated Press Crime-courts Anthem Blue Cross Blue Shield reverses decision to put a time limit on anesthesia By DEVNA BOSE AP Health Writer 0 Comments Love 0 Funny 0 Wow 0 Sad 0 Angry 0 The business news you need Get the latest local business news delivered FREE to your inbox weekly. Sign up! * I understand and agree that registration on or use of this site constitutes agreement to its user agreement and privacy policy. Related to this story Most Popular Once a beacon of cheap homes, Nevada became a symbol of America's struggle with high costs Democrats seek to channel electorate frustration over high prices in bid to chip away at Republicans' unified control of Washington. Best Prepaid Debit Cards The best prepaid debit cards have low/no fees, offer benefits like purchase protection, rewards or savings options, and offer many reload loca… Watch Now: Related Video New photos of Neil Armstrong from the Gemini 8 mission released Direction of Middle East War Unclear Amid Mixed Messages Direction of Middle East War Unclear Amid Mixed Messages Iran threatens world tourism sites and says it's still building missiles - AP explains AP Iran threatens world tourism sites and says it's still building missiles - AP explains Pentagon seeks $200 billion in additional funds for the Iran war, AP source says AP Pentagon seeks $200 billion in additional funds for the Iran war, AP source says Recommended for you
Health 5 strategies to navigate Medicare costs and coverage in 2025 | PennyWise podcast Nat Cardona Lee Media Studio
Health-care Nearly 30% of US drugstores closed in one decade, study shows TOM MURPHY Associated Press
Health Obesity won't be solely defined by BMI under new plan for diagnosis by global experts JONEL ALECCIA Associated Press
Health Doctors worry that iodine deficiency — a dietary problem from the past — is coming back MIKE STOBBE Associated Press
Crime-courts Anthem Blue Cross Blue Shield reverses decision to put a time limit on anesthesia By DEVNA BOSE AP Health Writer
Once a beacon of cheap homes, Nevada became a symbol of America's struggle with high costs Democrats seek to channel electorate frustration over high prices in bid to chip away at Republicans' unified control of Washington.
Best Prepaid Debit Cards The best prepaid debit cards have low/no fees, offer benefits like purchase protection, rewards or savings options, and offer many reload loca…