Only 10% of eligible borrowers refinance student loans despite potential savings. What’s stopping them? Kaydee Ambas for Earnest Oct 22, 2025 Oct 22, 2025 Updated Oct 22, 2025 0 A man uses a calculator to compute monthly expenses. wutzkohphoto // Shutterstock Facebook Twitter Bluesky WhatsApp SMS Email Print Copy article link Save Kaydee Ambas for Earnest k9bmkDEC@?8m~?=J `_T @7 6=:8:3=6 3@CC@H6CD C67:?2?46 DEF56?E =@2?D 56DA:E6 A@E6?E:2= D2G:?8D] (92E’D DE@AA:?8 E96>nk^DEC@?8mk^9bmkAmu@C E96 >:==:@?D @7 p>6C:42?D 42CCJ:?8 DEF56?E =@2? 563E[ E96 C6EFC? E@ C6A2J>6?E 92D C2:D65 2? @=5 BF6DE:@? 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