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Pfizer, left, and Moderna bivalent COVID-19 vaccines are readied for use at a clinic Thursday Nov., 17, 2022, in Richmond. Va. 

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Nearly a quarter of millennials (22%) are living with their parents, and more than half of those living with them (55%) made the move in 2022, according to a December survey. Many said they’re back home due to high rent, money concerns or job losses — and 9 in 10 say they would move out if they made more money. Establishing yourself independently takes planning, discipline and patience on all fronts. It’s crucial to set clear goals, build up savings and bring in extra money, if needed. Here are six strategies to help you find your feet again.